By using and accessing this Website at www.fundin.my, you agree to be bound by the terms and conditions set out below.

Disclaimer

 

Opes Solution Sdn Bhd (“OS”) provides the services and contents on this Website on an “as is” basis. OS, its employees, subsidiaries, related corporations, associates and affiliates make no representations, endorsements or warranties of any kind whatsoever about the services and contents on this Website, including advertisements supplied by the respective advertisers and their creditworthiness, and in no event shall OS be liable to any party for any damages, claims, expenses or losses of any kind arising from or in connection with any use of or reliance on the accuracy, availability, currency, title, non-infringement, quality, reliability, suitability and completeness of the services and contents.

 

General

OS reserves the right to make changes and corrections, at any time and without notice, to this Website, its services and its contents, including the removal of news or postings and changes and corrections to this agreement. This agreement shall be governed by and construed in accordance with the laws of Malaysia, and any claims or disputes of whatever nature shall be subject to the exclusive jurisdiction of the courts of Malaysia.

 

Use of Site

OS forbids the use of any robot, spider, automatic device, manual process, software or routine which may interfere with the proper operation of this Website or any transactions being conducted on this Website. This Website uses cookies to enhance the online experience for the consumer and for security purposes. The use of this Website and the services offered by OS is subject to such additional terms and conditions as OS may prescribe from time to time.

 

Intellectual Property

OS reserves all intellectual property rights to its services and contents on this Website, including international copyright and trade mark rights. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. No materials provided through this Website, including text, graphics, code and/or software may be reproduced, modified, adapted, distributed, published, displayed, uploaded, posted, transmitted or hyperlinked in any manner and in any form without the express, prior written approval of OS and the respective copyright and trade mark holders. The services and contents provided by OS on this Website are for the user’s personal consumption only, and the user may not engage in any dealings with other parties with such services and contents. Such dealings include commercial dealings and dealings which will adversely affect the commercial value of the services and contents provided by OS. Some material that is shared on our Website is highly confidential and not intended for distribution.  

 

No Advice

By making available information and data pursuant on this Website, including facts, views, opinions and recommendations of individuals and organisations of deemed interest, OS and its Information Providers are not giving or purporting to give or representing or holding themselves out as giving financial, investment, legal and other professional advice. The user shall always seek the relevant professional advice before otherwise making any such financial, legal or commercial decisions. OS therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor or member of our Website, or by anyone who may be informed of any of its contents.

 

No Endorsement

OS cannot and do not endorse, and cannot be responsible for, the products and services offered on this Website, the messages, views, opinions, research and recommendations of individuals, users, and organisations of deemed interest, or advocate any commercial dealings in any securities, investments or classes of securities or investments nor does the inclusion on this Website of a link to other web site(s) or resources imply any form of endorsement by OSOS does not actively review or edit the messages, views, opinions, research and recommendations of users, even if such messages, views, opinions, research and recommendations are made by the users using this Website. While the information on the Website has been obtained from sources believed to be reliable, none of the data, news, information, reports or opinions nor any of the recommendations (if any) has been customised for any specific person or class of persons. OS accepts no liability for any loss arising out of the use of the information or recommendations on the Website. The information and data available on this Website presented in text, graphics or whatever form, may include inaccuracies or errors and OS and its Information Providers reserve the right to periodically make changes to the information or data on this Website.

 

Registration

Any user may, subject to the approval of OS, register as a Member by providing OS with his or her name and e-mail address. OS reserves the right to refuse to accept any user as a Member at any time and for any reason in its sole discretion. By registering with OS, the Member warrants that all his personal particulars provided to OS pursuant to such registration are accurate, complete and current. Upon completing registration, the Member will be issued with a password via its designated email account to be used as directed by OSOS will also provide the Member with a Member Account, to be accessed by way of the OS issued username and a password. The Member shall take all reasonable steps to keep its password secret at all times. The Member agrees that all instructions issued through its login name used in conjunction with its password shall be deemed to have originated from it and the Member shall have no obligation to make any further enquiries. While use of such part or parts of this Website is currently free, OS reserves the right to impose such charges or fees for use of such part or parts of this Website on such terms and conditions as prescribed by OS, upon giving the requisite notice to the Members.

 

Access and Use by Members

The Member undertakes to:

  • be solely responsible for all information retrieved, stored and transmitted through this Website by him;
  • notify OS if the Member becomes aware of or reasonably believes that there is any unauthorised use of his Member Account or any other breach of security, and to co-operate with OS in all such investigations;
  • comply with all notices, directions or instructions given by OS from time to time in respect of the use of this Website including but not limited to the Usage Guidelines as set out on this Website by OS; and
  • comply with and shall not contravene all applicable laws, regulations and directives including, without limitation, the laws of Malaysia, relating to the use of this Website; and
  • obtain all consents, approvals and licences necessary prior to entering into any transactions with.

 

Privacy and Data Protection

As a general rule, all information collected by OS through this Website shall be used and disclosed in accordance with the Personal Data Protection Act 2010.

 

Personal Data Protection

As an esteemed customer of OS, your privacy is important to us. OS will only collect, process, use and disclose your personal data in accordance with the applicable laws in Malaysia (including the Personal Data Protection Act 2010 and Personal Data Protection Regulations 2013), this Privacy Notice and privacy terms in your agreement(s) with OS you may have contracted with.

We ask that you read this Personal Data Protection Policy carefully as it contains important information about how and why we collect, use and disclose your personal data.

 

Personal Data

OS does not collect any personal data about you on our website unless you voluntarily choose to do so. When providing your personal data to us, please ensure that it is accurate and complete.

Your personal data is collected when you use the services offered on our website (the “Services”), enter into a transaction for such services as permitted under the law or provide us with your feedback. However, we will only use or disclose the information collected in the manner described in this Personal Data Protection and/or under the particular terms of the contract governing the transaction that you have entered into with us. By using or transacting the Services or providing us with your feedback, you consent and agree that we may do the foregoing.

 

Use and Disclosure of Information

When you do provide us with your personal data, OS will generally use your personal data to process your request for the Services, provide you access to specific information or offers or respond to your feedback.

We do not sell or market your personal data to third parties.

If we wish to collect, use or disclose your personal data for purposes additional to that stated in this Personal Data Protection Policy, we will inform you of the same. We will only collect, use or disclose your personal data for such additional purposes upon your consent.

OS shall collect, use or disclose your personal data only for the purposes disclosed to you unless the disclosure of your personal data is made in the following circumstances

  1. where the disclosure is permitted by you
  2. where the disclosure is permitted and/or pursuant to this Personal Data Protection Policy and/or under the particular terms of the contract governing the transaction that you have entered into with us, and is reasonably appropriate in the circumstances
  3. where the disclosure is necessary to establish or preserve a legal claim or defence
  4. in the event we believe that you are involved in any illegal or harmful conduct, or if we are required or permitted to do so by law or by regulatory authorities, or if we believe that the disclosure is necessary under the law or to prevent fraud or to protect any personal safety, right or property, we may, at our discretion, disclose your personal data to any appropriate investigative third party
  5. in the event that we employ other companies to provide services for us in connection with the Services or your feedback

 

Access

If you would like a copy of your personal data being held by OS, please write to our office setting out the details of your request, name and NRIC/Passport number. A fee may be charged for this service.

 

Personal Data Protection Contact and Your Feedback

Any queries, requests, concerns or complaints regarding the use of your data, please contact us by email or by post:
Email: enquiry@fundin.my
Address: B08, Ground floor, Jalan SP 4/1, Seksyen 4, Taman Serdang Perdana, 43300, Seri Kembangan, Selangor.

 

Changes to OS’s Privacy Policy

We regularly review and update our Personal Data Protection Policy. Whenever we update our Personal Data Protection Policy, the latest version will be available on this website. Please check this page regularly to keep up-to-date with our Personal Data Protection Policy.